Life Insurance and Annuities

There is no "one size fits all" annuity or life insurance product, and there's a lot of misinformation about how annuities various types of life insurance fit into your specific circumstance. Lets take the time to determine your needs, and then find a solution that meets that need.

Key Questions for Evaluating Life Insurance

If you currently own or are considering the purchase of new life insurance, here are essential questions to guide your decision-making process:

  1. What Type of life insurance Is this?
    Understanding the type of life insurance helps you understand the guarantees in place to provide a death benefit

  2. Do I Have Any Additional Enhancements or Riders?
    Learn how these enhancements or riders work and their associated costs. Consider if the fees justify the benefits provided by the enhancements or riders.

  3. What Are the Guarantees for Lifetime Income Benefits and Enhanced Death Benefits?
    Know the guarantees available to you, which can offer peace of mind and financial security.

  4. What Makes This Type of Life Insurance the Best Fit for My Specific Goals and Wishes?
    Ensure the life insurance benefits aligns with your personal goals and retirement objectives.

By answering these questions, you'll be armed with the facts needed to make an educated decision about how the life insurance policy fits into your risk mitigation plan.

Investment advisory services offered through Brookstone Wealth Advisors, LLC (BWA), a registered investment advisor.  BWA and Brookstone Capital Management, LLC are affiliated companies. BWA and Trajectory Wealth, LLC, and wealth.com are independent of each other.   Insurance products and services are not offered through BWA but are offered and sold through individually licensed and appointed agents.  Information provided is not intended as tax or legal advice and should not be relied on as such. You are encouraged to seek tax or legal advice from an independent professional.